Personal finance for engineers
Personal finance is an important topic for every engineer. With salaries often reaching into the six figures, it can be tempting for engineers to splurge on luxury items. However, without proper financial education and planning, engineers may find themselves struggling to stay afloat when faced with financial emergencies or the need to save for the future. In this blog post, we’ll discuss the basics of personal finance for engineers, including budgeting and saving, debt management retirement planning, and investing.
How to Spend Money Wisely: Society vs Reality
So you have figured out how to invest and optimized your retirement accounts. Bravo! You will probably win the personal finance game. The next problem for you is to live a life of abundance— how to spend money. In this post I will talk about: How to spend money and smooth out consumption Enjoy […]
6 Financial Mistakes to Avoid in Your 20s
Hi, I’m Dan Pham. I’ve spent the last ten years of my career in the San Francisco Bay Area working with teams of product leaders, software engineers, and operations. Today, I’ll be sharing some of the financial mistakes that I made while investing in my 20s in hopes that others may benefit from them or […]
How to Select the Right Retirement Accounts
In this post, I will explain the various types of retirement accounts. By the end of this post, you will have learned:
What taxes are and how they work
The various types of retirement accounts
How to optimally save for retirement
How To Invest In Venture Capital
Venture capital is catching a buzz in the headlines recently, with Garry Tan’s $300,000 Coinbase investment translating to over $2.4 billion in public markets, and Peter Thiel’s $2,000 Roth IRA clocking in at over a whopping $5 billion today. Additionally, interest and money invested in venture capital have been growing dramatically. Through Q1 of 2021, […]
Tradeoffs of Early Retirement
Introduction In this article, we discuss the power of compounding returns over time to help you understand what the right retirement age could be for you. We’ve also charted some models to help you visualize these ideas below. Some topics we’ll discuss are the following: The relationship between annual growth rates, investment multiple, and time. […]
What happens to my 401k when my company is acquired?
Summary: In this article we will explore the options for a 401(k) plan that is being terminated, as well as the advantages and disadvantages of each. If your company is in the process of an acquisition or merger, a retirement account may be the last thing on your mind. After receiving this new (and potentially […]
5 Reasons To Prepare An Estate Plan
When most people think about estate planning, their mind conjures up images of someone either really old or really rich. While an estate plan is necessary to have before you die, it may be even more useful for while you are alive. Let’s get some basic terminology out of the way first. An estate plan […]
Types of Software Metrics
Historical returns and sample ETFs to track investing in software and technology. 12 popular software metrics that are useful for both investors and builders of software companies to evaluate and assess future business prospects.
